Flexible Cash Flow When You Need It  

Business rarely follows a fixed schedule. An FSB Line of Credit provides the flexibility to manage unexpected expenses, seize growth, and cover short-term cash needs without disrupting daily operations. With fast access to funds and flexible repayment options, keep business moving forward. 

What an Operating Line of Credit Offers 

  • One-year Revolving Credit Line: Borrow, repay, and borrow again as needed. 
  • Interest-Only Options: Only pay interest on what you actually use. 
  • Local Expertise: Work with local decision-makers who understand your business. 
  • Fast Approval: Get the flexibility you need without slowing down progress. 

How Can an Operating Line of Credit Help? 

An operating line of credit is a revolving credit that help businesses manage short-term cash flow needs. This financial tool allows you to draw from a credit limit, use what you need, and repay what you use.  

  • Manage cash flow gaps without disrupting operations 
  • Handle unexpected expenses or explore new opportunities 
  • Cover short-term expenses like payroll or fixed overhead costs 
  • Take advantage of seasonal inventory discounts 
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Kasasa Cash*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Open Your Account Today!

Ready to get started? Apply online, give us a call, or stop by
FSB today — we're here to help you find the perfect fit.