Welcome Home  

When it comes to your dream home, there’s no such thing as one-size-fits-all. That’s why we offer a variety of mortgage solutions to help you find the loan that works for you. Whether you’re a first-time homebuyer, looking to upgrade or refinance, we’d love to work with you to welcome you home. 

Home Loans Solution

If you’re looking to buy a home, build, or refinance, we can help you with local assistance, competitive rates, and flexible service. 

  • Purchase your first home or build from the ground up. 
  • Renovate, repair, or improve your home stress-free. 
  • Refinance your home for better terms and rates. 

It’s Time to Make the Move  

When you borrow from First State Bank, you’re not just working with another bank — you’re working with friends, family, and neighbors. From application to closing, we’ll be there every step of the way and ready to say “welcome home!” 

  • Flexible Terms: We take the time to know you, understand your goals, and find the solution that works for you. 
  • Competitive Rates: We offer a variety of home loans to fit your budget and bring your dream to life. 
  • Local Lending: We make every decision here at home without the hassle of contacting other offices. 
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Kasasa Cash*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Open Your Account Today!

Ready to get started? Apply online, give us a call, or stop by
FSB today — we're here to help you find the perfect fit.

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