Made for Life’s Everyday Moments
From payday deposits to bill payments and every coffee run in between, your checking account is at the center of your daily financial life. At First State Bank, we offer checking solutions tailored to your needs. Here, you can manage your money with ease, enjoy flexible features, and gain the confidence to spend because there’s no hidden fees.
Personal Checking Account Features at a Glance
- Unlimited Checking: Spend the way you need to without worrying about hidden fees.
- Free Debit Card: Get your card the same day you open your account.
- Remote Deposits: Fast, easy, secure check deposits right from your mobile device.
- Online & Mobile Banking: Transfer funds, set alerts, and manage your account anytime.
- BillPay & Transfers: Pay bills and send money to friends at the push of a button.
- Fraud Protection: Real-time fraud monitoring and alerts that keep your account safe.
Find the Right Fit at First State Bank
Minimum to Open
$50
Minimum Daily Balance
See Breakdown
No service fee for
Students or persons 65+
Monthly Service Fee
See Breakdown
No service fee for
Students or persons 65+
Monthly Statements w/Images of Checking Items
Yes
Specialty Blue Wallet Checks
No
Earns Interest
No
Free Digital Banking
Yes
Minimum to Open
$100
Minimum Daily Balance
$50
Maintain daily minimum to avoid monthly service fee.
Monthly Service Fee
$10
Applies if balance falls below the daily minimum.
Monthly Statements w/Images of Checking Items
Yes
E-statements only.
Specialty Blue Wallet Checks
No
Earns Interest
No
Free Digital Banking
Yes
Must set up online banking opening account.
Minimum to Open
$50
Minimum Daily Balance
N/A
Monthly Service Fee
N/A
Monthly Statements w/Images of Checking Items
Yes
Specialty Blue Wallet Checks
Yes
Earns Interest
No
Free Digital Banking
Yes
Minimum to Open
$1,000
Minimum Daily Balance
$1,000
Must maintain daily minimum to avoid
monthly service fee and obtain annual percentage yield.
Monthly Service Fee
$8
Applies if balance falls below the daily minimum.
Monthly Statements w/Images of Checking Items
Yes
Specialty Blue Wallet Checks
No
Earns Interest
Yes
Variable rate interest and may change at the discretion of FSB.
Free Digital Banking
Yes
Banking Made Just For You
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx