Bank on Main — Anytime, Anywhere 

Whether you’re out in town or somewhere far beyond Watonga, your hometown bank is always with you. When you use FSB Online & Mobile Banking, you get secure, easy access to your accounts anytime, anywhere. 

  • Check Balance: View real-time balances on all of your personal and business accounts.
  • Remote Deposit: Deposit checks from anywhere with FSB Mobile — just snap, upload, submit.
  • Transfer Funds: Make transfers between any account you own instantly — without any fees. 
  • eStatements: View, download, and organize your account statement anytime online.

App Store  Google Play

  • Free Mobile App
    • Available on Apple or Android

Move, Spend, and Get Your Money, Any Way You’d Like 

With your First State Bank personal checking account, you can access digital banking tools to send money in minutes with Zelle®, make secure wallet-free payments with Apply Pay® or Google Pay, and instantly transfer funds between your accounts. 

Learn About Zelle®

Never Miss a Payment with Bill Pay 

Access Bill Pay through Online Banking to setup recurring or one-time payments straight from your FSB account. 

  • Centralized Management: Pay your bills all in one place rather than visiting multiple sites. 
  • Payment Reminders: Set reminders for upcoming bills and due dates to stay on track. 
  • Track Payments: View payment status, payment history, and receive payment confirmation. 
  • Stay Organized: View and group your bills into categories and folders to stay organized. 

There’s Perks to Going Digital 

Paperless eStatements take the guesswork of whether or not your mail has been delivered. Secure eAlerts let you know updates are coming from an official source. Stay organized, build better money habits, and enjoy real-time updates on your First State Bank accounts with all our digital services. 

  • Personalized Account Alerts: Know exactly when deposits, withdrawals or low balances happen. 
  • Checking History: See real-time checking history and view up to 24 months of statements anytime. 
  • Extra Protection: Set alerts to help avoid overdrafts and monitor for suspicious activity. 

Manage Your Debit Card with Confidence 

Our debit cards are built to make everyday banking simple. 

  • Lost or stolen card? Use FSB Mobile to instantly turn it on or off anytime for peace of mind. 
  • Set limits, track spending habits, or restrict transactions for added protection and better budgeting. 
  • Add your card to a mobile wallet for contactless payments in-store, online, and on the go. 
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Kasasa Cash*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Open Your Account Today!

Ready to get started? Apply online, give us a call, or stop by
FSB today — we're here to help you find the perfect fit.

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