The Simple Solution for Flexible Borrowing  

Unlock a word of flexibility with an unsecured loan. An unsecured loan is the simple, affordable solution that gives you financial flexibility without putting up collateral. With straightforward terms and great rates, we’re here to help you cover expenses, consolidate debt, or bridge financial gaps with confidence. 

Ultimate Flexibility is Waiting 

With an unsecured loan, get quick access to funds without the hassle. Our team at First State Bank will work with you to create a solution that fits your goals — without requiring collateral. Here, you can count on a straightforward process, competitive rates, and confidence of having a trusted partner by your side. 

Why Choose an Unsecured Loan? 

Need funds quickly? Need to cover unexpected expenses? An unsecured loan might be right for you. Unlike other loans, you’re not attaching an asset to your loan. That means there’s no collateral required which results in more of a straightforward solution. We also connect you with the best option for your needs — and budget. 

  • No Collateral Required: Accessible, straightforward solution without risking assets. 
  • Simple Process: No stress, no long waits — just simple, local solutions form people you trust. 
  • Financial Flexibility: Financing for a variety of goals, needs, and expenses. 
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Kasasa Cash*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Open Your Account Today!

Ready to get started? Apply online, give us a call, or stop by
FSB today — we're here to help you find the perfect fit.

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